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True Value Of iPhones And Smartphones Uncovered By Protect your bubble

  (June 24, 2012)

(PRWEB UK) 24 June 2012

Most iPhones and Smartphones are usually worth far more than their owners think they are when considered all-inclusively. The lack of knowledge about handset value shared by many people on monthly tariffs can prove dangerously costly to those who fail to secure Smartphone or iPhone insurance for financial coverage against unforeseen damages, losses and thefts.

Numerous handset users regularly upgrade to the newest Smartphones and iPhones available. The most sophisticated models on the market with the most attractive features are not accompanied by budget price tags. The Apple iPhone 4 costs £499 for the 16GB model, £599 for the 32GB and £699 for the 64GB. The HTC One X checks in at the lower end of the Apple iPhone 4s, at £499. Samsung will be following up on the phenomenal success of the Galaxy Nexus when it launches its Galaxy S3 to the British marketplace in 2012. As the specifications of both models are relatively similar, it is anticipated that the price point of the Galaxy S3 will follow suit, at an estimated £520. Such RRPs are far from token gestures for uninsured monthly tariff customers to cover when they are held contractually responsible for replacing their own handsets.

Users then have the running costs of their iPhones and Smartphones to take in to consideration. If a user has, for example, a 24 month contract at £30 per month, it is often the norm for them to pay more than the baseline total. Usage within the specified allowances stipulated in the terms and conditions of contracts equates to £360 per year. Yet additional costs for usage over and above specified allowances might see this figure double to £720. Insurance quotes for Smartphones however start from just £1.40 here, which equates to a total annual cost of £17.88. When taking the total cumulative potential loss into account, the actual cost of cover against this possible financial loss is minute.

Along with the cost of the handset and mobile phone contract, further value is added to the overall worth of iPhones and Smartphones by the enthusiastic participation of an overwhelming majority of users in the app revolution. Various pundits in the field suggest that every iPhone or Smartphone user has 25, 40 or 60 downloaded and installed apps. Definitive statistics addressing the split between free and paid apps per handset do not exist. Yet users know from experience that paid apps cost anywhere between 59p to £5.99. Dependent upon the volume of paid apps an individual has, they might add just a few pounds worth of additional value, right up to several hundred pounds worth to their handsets.

Overall, most average iPhones and Smartphones represent total values well in excess of £1000. In light of their estimated worth, which doubtlessly comes as a surprise to many users, a monthly premium from £4.99 for Smartphone or iPhone insurance pales into insignificance by comparison. Protect your bubble continues to be a popular choice of insurer due to the affordability of its policies and their gadget-centricity. Its mobile phone insurance cover automatically incorporates damages, including water damage, theft, and breakdown, plus loss cover as an optional extra.

About Protect your bubble UK
Backed by a Fortune 500 company, Protect your bubble is the UKs largest mobile phone insurer that also offers a wide range of gadget insurance products, bicycle insurance, travel insurance, car hire excess insurance and pet insurance for cats and dogs; all at wallet-friendly prices.

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