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Smart Ways for Americans to Spend Their Upcoming 2014 Tax Refund(April 15, 2014)
New York, NY (PRWEB) April 15, 2014
Refund checks are hitting bank accounts this month as tax season comes to a close and Pure Minutes has a few fun suggestions on how to spend the refund. The average tax refund for individuals in 2014 is expected to hover around $2,300 and weve calculated what this means for the average American.
576 Big Macs
1,156 Cans of Red Bull
24 Hour Rental of a Ferrari F430 Spider
306 sticks of Maybelline New York Colorsensational Lipcolor Red Revival 645
547 Vente White Chocolate Mocha Frappuccinos from Starbucks
771 Boxes of Hostess Twinkies
As tempting as gorging on a mountain of Twinkies may be, there are much better ways to spend or invest the 2014 tax refund. While its okay to spend a portion of the tax refund on a personal purchase, one must be responsible in spending the entirety of the check at once. Paying down credit-card debt, shoveling more money into an emergency cash fund, and sending money back home are always responsible ways to spend your refund.
Consider taking 30% of the refund to pay down debt. Using the tax refund to pay off high-interest debt, such as on credit cards, is a responsible way to utilize the extra money the refund check will bring. Paying off the debt now can save hundreds of dollars in fees and interest that one might otherwise incur down the line.
Consider placing 30% of the refund in an emergency savings account. From car maintenance to home improvements having the extra cash on hand to battle an emergency is critical and its best to be financially prepared. Most car repairs, home improvements and medical procedures cost at least $300 so saving enough for two emergencies is an important move.
Consider sending some cash home. Most people know of money transfer operators such as MoneyGram and Western Union and both companies are well-known for sending money quickly to remote parts of the world. In particular, these services are useful if the recipient of the money doesn't have a bank account.
Users who send money home now have an easy and affordable way to stay connected to family or friends in the Philippines, Spain, Latin America, Mexico, or anywhere around the world with Pure Minutes.
A prepaid calling card was once considered the cheapest and most convenient option to make international phone calls however it often required wading through complicated menus and PIN numbers. Users were overwhelmed by the amount of international dialing plans made available to them but times have changed and making low cost international calls has never been easier than with Pure Minutes.
(Pure Minutes) provides a low-cost international calling solution that works with any phone number, regardless of the current provider even when renting a temporary phone while overseas. This means that a user can enjoy the benefits of low international rates without needing to change their current landline or mobile cell phone service provider. For a limited time, Pure Minutes is extending an offer to receive a $3 bonus with the very first online purchase.
Pinless calling cards are convenient way to save money and keep in touch with loved ones. Pure Minutes offers some of the cheapest international phone plans so users can confidently make affordable phone calls to overseas destinations without emptying their wallets. The revolutionary Pure Minutes system instantly recognizes subscribers through an automatic caller identification which eliminates the need for complicated PIN numbers typically found on calling cards. In fact, Pure Minutes has eliminated the need for calling cards altogether. With rates as low as 1.5 cents to Mexico, 2.7 cents to Brazil, and 1.8 cents to India customers will never go over budget again.
Making the wise decision to strategically plan how you will spend your tax refund now will save you from potential financial headaches that can come later. Taking steps now before the tax season arrives will set in motion smart financial practices that will not only help you at tax season, but throughout the year.
To learn more about Pure Minutes and our amazing low rates, visit the website at (http://www.PureMinutes.com). Pure Minutes provides a low-cost international calling solution that works with any phone number, regardless of the current provider. This means that a user can enjoy the benefits of low international rates without needing to change their current landline or mobile cell phone service provider. Subscribed callers simply dial a local access number and through modern Automatic Caller Identification software we can recognize a subscribed caller making the need for complicated PIN codes a thing of the past.
The Pure Minutes Difference
- No Hidden Fees
- No Connection Fees
- No Maintenance Fees
- Real Minute Rounding
- No Contract Required
- Minutes Never Expire
- Low International Rates
- Reliable, Clear Quality
About Pure Minutes
Pure Minutes is a leading provider of prepaid international long-distance calling solutions. We provide an affordable communication solution that offers flexibility, portability and ease-of-use for both landline and mobile users. Pure Minutes offers competitive international calling worldwide with no hidden fees, no maintenance fees, no contract required, and minutes that never expire. Pure Minutes service is sold on the web and through regional and national retailers including MoneyGram, La Nacional and payXchange and is available to customers worldwide in English and in Spanish and accepts payments through all major credit cards and Paypal.
Read the full story at http://www.prweb.com/releases/2014/04/prweb11757650.htm.